Canada’s Insurance Quote Marketplace

Do Parking Tickets Affect Auto Insurance Rates or Your Driving Record in Ontario? Parking tickets do not affect your auto insurance rates in Ontario, directly, but not paying them, or paying them late, could invalidate your driver’s license. Many people drive with expired or suspended driver’s licenses without even knowing! Hmmm, makes me wonder if…

The auto insurance, claim process occurs when you submit a claim for damages or injuries sustained while using or operating a vehicle under a valid car insurance policy.   The claim process is relatively the same throughout Canada, but there are slight differences from one Province to the other.  Since car insurance in Canada is…

In June 1990 the Ontario government under the NDP regime legislated a partial no-fault insurance system designed to replace the tort system that was in place at the time. It was thought that no-fault insurance would speed up the processing of claims, minimize the number of people proceeding with personal injury lawsuits against those who caused…

Have you ever been involved in a parking lot car accident and wondered who the responsible driver was? This article is intended to address popular myths regarding parking lot accidents, as it relates to the designation of fault, and also to provide a guideline for some of the rules and laws that surround car accidents…

Meaning and Explanation of an Insurance Deductible In general insurance, a deductible is a provision in the insurance contract whereby the policyholder agrees to pay a certain amount for each covered loss in return for a reduced premium.  An insurance deductible is an amount of a covered loss that a policyholder must pay before the…